Did you know over 70% of roof repair claims in Lafayette, IN, are due to storm damage? Understanding the insurance claims process for roof repair in Lafayette can seem challenging. But knowing how it works is essential. Wilkinson Roofing makes it easier by helping you through every step, from inspections to final payments. Storm damage often hides, like hail hits that take years to cause leaks. This makes getting a professional evaluation very important. Wilkinson Roofing has helped 118,000 customers avoid delays or denials. They teach you about inspections, deductibles, and timing to get your payout. Key Takeaways 40% of homeowners’ insurance claims in Lafayette involve roof damage. 70% of roof repair claims stem from storm-related issues like hail or wind. 80% of homeowners using contractors for inspections report smoother claims. Wilkinson Roofing’s experts help decode coverage, deductibles, and payment timelines. Documenting damage with photos and videos strengthens your case for full coverage. Understanding Your Home Insurance Policy for Roof Repairs Understanding your home insurance policy is easier than you think. Knowing what’s covered for roof damage starts with knowing common scenarios. At Wilkinson Roofing, we’ve helped over 118,000 customers understand their policies, ensuring they get the proper compensation for roof damage. Let’s get to the basics. Types of Roof Damage Covered by Insurance Most policies cover roof damage from storms, hail, or fallen trees. Here’s what’s usually included: Wind or hail-induced cracks and dents Damage from sudden events like fallen limbs Emergency repairs after catastrophic incidents Actual Cash Value vs. Replacement Cost Value Two key terms affect how much you get from insurance claims: Actual Cash Value (ACV): This value subtracts depreciation. A 15-year-old roof might get less than its original cost. Replacement Cost Value (RCV): This covers complete repair or replacement costs minus your deductible. Common Policy Exclusions to Watch For Be aware of these limitations: Normal wear and tear or aging materials Damage from lack of routine maintenance Issues from prior poor installation “Many homeowners miss critical details in their policy. We guide them through exclusions and coverage limits to avoid surprises later,” says Josh Wilkinson, founder of Wilkinson Roofing.
Wilkinson Roofing Blog
Home / Blog
Did the last storm leave your roof vulnerable? In Indiana, hailstorms and high winds can damage your roof without apparent signs. Wilkinson Roofing, an Indiana roofing contractor, warns that even small hailstones or gusts can cause hidden damage, including cracks, loose shingles, or compromised underlayment. Without a professional storm damage roof inspection Indiana, issues like water leaks or mold may worsen over time. Over 25% of Hoosier homeowners face roof damage annually from storms. Yet, many miss early warning signs like missing granules in gutters or dark spots on shingles. Annual inspections are critical. Professionals check exterior details like eaves, gutters, and shingle integrity. They also inspect attics for leaks or mold. A storm damage roof inspection Indiana ensures compliance with insurance requirements, like documenting at least 10 photos of damage. Acting fast matters—reporting hail damage within weeks helps claims. Choosing a licensed Indiana roofing contractor like Wilkinson Roofing guarantees thorough checks. They check for ventilation issues and structural weaknesses. Key Takeaways Indiana’s April–August storms peak in hail activity, risking roofs. 25% of homeowners in Indiana face roof damage yearly from storms. Professional inspections uncover hidden damage like granule loss or underlayment tears. Document damage with at least 10 photos for insurance claims. Wilkinson Roofing offers 10% off repairs and $500 discounts for veterans, teachers, and first responders. The Importance of Timely Roof Inspections After a Storm Indiana’s weather is unpredictable, and homeowners can’t wait after a storm. Experts say waiting lets minor issues become big problems. Even a tiny hailstone can damage shingles, letting water in. Acting quickly stops mold, rot, and structural damage. Services like Wilkinson Roofing can find problems you can’t see. Quick inspections save money. Waiting a month can increase costs by 50%. Here’s why acting fast is smart: Cost savings: Early fixes are 25% cheaper Insurance support: Documented damage ensures full claim coverage Prevent disasters: A $500 repair today beats a $5,000 replacement later Call a pro if you notice: Hail more significant than a pea or visible dents Missing shingles or curled edges Leaks or stains inside your home Teams like Wilkinson Roofing inspect roofs within 24 hours. Schedule within 72 hours of a storm to catch damage early. Even without visible signs, annual inspections catch wear and tear early. Don’t risk your home’s safety. Schedule now to protect your investment and peace of mind. Contact Wilkinson Roofing today—your roof’s future depends on it. How to Spot Signs of Storm Damage on Your Roof Checking for storm damage doesn’t always require climbing a ladder. Here’s how to identify red flags safely from the ground or inside your home:
Page [tcb_pagination_current_page] of [tcb_pagination_total_pages]
Why Choose Us
Our roofing experts in Lafayette, IN at Wilkinson Roofing have been inspecting area roofs since 1996. Our work is backed by a 10 year labor warranty and complete confidence in the job we do.
No Pressure
Opting for a roof inspection and asking questions about it are two different things. Our Lafayette, IN customers can inquire without feeling any pressure to book.
No Pressure
Opting for a roof inspection and asking questions about it are two different things. Our Lafayette, IN customers can inquire without feeling any pressure to book.
01
Schedule A Free Estimate
Schedule a free estimate for service in Lafayette, IN for a budget confident experience you can rely on.
02
Insurance Claim Process
If your roof inspection is part of an insurance claim, our professionals will work with your insurance provider for you.
03
Installation & Clean Up
For roofing jobs in Lafayette, IN your repair or installation will be followed by a complete clean-up to ensure your property is fully restored.
04
Final Inspection & Warranty
A final inspection will be performed after all Lafayette, IN roofing jobs before our 10 year warranty is given to you.
testimonials
We’ve used Wilkinson roofing on two of our homes now and have been more than satisfied each time. He and his crew do awesome work! They’re efficient and professional. We’ve recommended to many friends and family members who all had positive experiences as well!
Another fine job by Josh and his crew. They started early and worked late to finish the job in one day. They installed Owens Corning Duration Aged Copper shingles and the look awesome!!
5 star service with this LOCAL business! I reached out for repairs for a real estate transaction and the customer service I received was top notch. Josh and his team provide honest, professional, fast and high quality work that exceeds customer expectations! I highly recommend using this company you will not be disappointed!
Give Us A Call!
Give us a call or drop by anytime, we answer all inquiries within 24 hours on business days.
We are open from 9am — 5pm week days.
Quick Links
Company
Contact US
© 2025 Wilkinson Roofing